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Insuring you is reassuring you

Small businesses and Professionals


Like you, we are business people, fully aware that our role is to bring you specific advice, powerful solutions and availability you can count on. It’s about allowing you to work without ever having to worry about insurance.

Our services for small businesses and professionals

Operational third-party and professional liability insurance

This is basic insurance that is crucial to your company. We attach the utmost importance to advising you on the cover that best suits your business, its size and sector.

Assets (vehicles, buildings, equipment and stock) and operating losses

Regardless of its size, a business is exposed to many risks, most commonly theft, damage, vandalism and fire. At Smeys, we take the time to go into the details of your work to go one step further: do you have sensitive data that needs to be protected? Is your stock particularly sensitive to heat or humidity? Do you have cattle or fragile plants? We can help you cover them as well.

Collective insurance and work accident insurance for your staff

Did you know that collective insurance is one of the incentives most appreciated by employees and among the most likely to ensure their loyalty? And we can go even further, with guaranteed income insurance for directors and employees. Does your spouse help you in your work? Then they have a right to be covered as well. These are just a few examples of points we address when we analyse company personnel insurance.

Director and employee liability insurance

It is about you, but also about your family, so we insure your post-professional future by thinking now about offering you a comfortable income once you retire. From supplementary pensions for the self-employed to life pension plans, let our specialists guide you.

A few references

Isabel - Air Liquide - Ab-Inbev - Electrolux - Philips - Texas Instruments - Kimberly Clark - Brussels Business Flats - K&W Construction - Festival van Vlaanderen

Help in case of a claim

Being sure of getting your broker on the phone and obtaining all the help you need if a problem occurs is priceless. With Smeys, it’s at no extra cost. Getting quick, practical and comprehensive help with a claim is definitely our strong suit.

And all of this is supported by the local and international assistance logistics of KBC, as well as a practical smartphone app that allows you to save all your insurance data and make a claim.

App Store Google Play Windows Store


I’m delighted by the efficiency of the Smeys Verzekeringen team. We’ve been working together for several years and I’m always impressed by their reactivity and the results obtained on very short deadlines.
There is genuine case monitoring, with a specific contact each time, who you end up getting to know personally. It’s a company with a human scale and they really are precious partners! It’s so reassuring to know that they are managing all these policies /cases without you having to worry about anything at all.
It’s a real bonus and allows a company boss like me to focus on other things.